Safe Harbor Stocks Investing Guide
Investing Principles
These principles form the foundation of my investment strategy, focusing on long-term growth and capital preservation. Every stock I consider must align with these core tenets:
📈 Cash Flow Focus – Prioritize companies with strong free cash flow and the ability to reinvest efficiently.
📉 Valuation Discipline – Invest only at fair or attractive valuations to balance risk and reward.
🏆 Competitive Advantages – Seek businesses with durable moats and industry leadership.
🛡️ Margin of Safety – Protect against downside risk by focusing on valuation, balance sheet strength, and fundamentals.
💡 Related Read: What Makes a Strong Cash Flow Company?
Investing Strategy
I focus on finding the best returns where others aren’t looking—identifying under covered opportunities, inflection points, and durable long-term growers. My strategy includes:
🔍 Under Covered Companies – Stocks with limited analyst coverage or misunderstood businesses with overlooked potential.
📉 Deleveraging Plays – Companies reducing debt loads, unlocking earnings power and improving capital allocation flexibility.
📈 Inflection Points – Businesses undergoing a turnaround, margin expansion, or sales acceleration, often leading to outsized returns.
🔄 Spin-offs & Special Situations – Newly independent companies or structural changes creating hidden value.
💰 Quality Dividend Growth – Durable businesses with consistent dividend growth trading at fair or undervalued prices.
🧠 Emotional Discipline – Staying rational, patient, and focused on fundamentals rather than reacting to short-term market noise.
By combining these approaches, I seek compelling risk-reward opportunities that balance short-term upside with sustainable, long-term value creation.
Investors That Influenced My Approach
Great investors, their writings, and their lectures have significantly shaped my philosophy. Here are some of the most impactful:
Classic and Modern Investment Thinkers
Walter Schloss – Website & Writings
Nick Sleep & The Nomad Partnership – Letters to Investors
Scott Management on Serial Acquirers – Scott Capital Letters
Francois Rochon of Giverny Partners – Giverny Capital Letters
John Huber of Saber Capital – Letters & Notes
Connor Haley of Alta Fox – The Makings of a Multibagger
Timeless Wisdom
Howard Marks (Oaktree Capital) – The Most Important Thing
Warren Buffett & Charlie Munger – Berkshire Hathaway Letters
Seth Klarman – Margin of Safety
Joel Greenblatt – Columbia Business School Lectures
Thomas Phelps & Chris Mayer – 100 Baggers: Stocks That Return 100-to-1 and How to Find Them
Academic & Practical Insights
Ivey Business School Investment Series – YouTube Channel
(And many others too numerous to mention!)
Resources
Here are tools and references that have shaped my investing approach and can support yours.
📊 Tools
Data Platforms – I rely on Koyfin for financial data and analysis. If you click on that link, you receive a 20% discount on a paid plan at Koyfin. I also receive a referral fee, but I only share because my partnership with Koyfin gives you the best discount I can find!